Today's Rate
2.2%
*Rate above is based on a credit score of 640, however, you only need a 580 to qualify for a home!
Do you make under 120k?
Loan programs, designed for everyone
First Time Home Buyer?
If you are a first time home buyer, you are eligible for government programs! Currently, there is a program where you only have to put 3.5% down and the first two mortgages are free! Let’s do the math, usually it’s about two rent payments at the end of the day!
Have you served for the United States?
If you served in any branch in the United States, then you are qualified for 0% down!!! Yes, it’s actually not a scam but, must have proof of eligibility that we can obtain from DOT, call for details!
Do you make under $120,000 a year?
If you make under $120,000 then you qualify for a government backed loan that can help save you money on the down payment. Depending on your situation, down payments will be 3.5%-10%, call for details.
Planning on Building a Home?
I absolutely love the concept of building a home from the ground up, however, it takes a lot more work than you actually think. You must have permits from the city and before that, you must get a licensed architect to sign off. At then end of the day it’s cheaper but, takes much more of your time.
Are you married?
If you are married there are many factors to consider. You must consider that you are now qualifying together. This means your credit, income, and debt is all factored together, no matter what. One benefit of being married is that you can qualify for more government programs even though you make more.
Do you make under 60k or 40k a year?
If you are in this bracket then you will qualify for lower interest rates and more government programs than anyone else. Again, every situation is different so please reach out. Most of the time, if it’s your primary residence than you will be able to get a low interest rate at 3.5% down.
